News & Updates
India Credit Card Bulletin
Curated devaluations, fee revisions, lounge policy changes, and new card launches — updated as developments happen.
HDFC Infinia Metal Relaunched With Revised Reward Structure for 2026
HDFC's flagship metal card gets a refresh in early 2026 — updated partner transfer ratios, new hotel program partnerships, and a fee structure change.
10 January 2026 · 5 min read
Read article →RBI Clarifies: Banks Cannot Add Spend Conditions to Existing Lounge Benefits Mid-Cycle
The Reserve Bank of India issued a clarification in June 2025 regarding mid-cycle changes to credit card benefits — specifically targeting the wave of lounge access devaluations.
12 June 2025
4 min
American Express Platinum Annual Fee Raised to ₹60,000 — New Benefits Added
Amex India has increased the Platinum charge card's annual fee from ₹50,000 to ₹60,000 starting April 2025, while adding some new lifestyle and dining benefits.
1 April 2025
3 min
IDFC FIRST Wealth Card: Unlimited Lounge Access Updated — Spend Condition Added
IDFC FIRST Bank added a ₹5,000/month minimum spend condition to the Wealth card's unlimited domestic lounge access starting March 2025.
1 March 2025
3 min
Axis Magnus Revamps Reward Structure: EDGE Miles Devalued by 30%
Following the March 2024 devaluation, Axis Bank delivered another blow to Magnus cardholders in February 2025 — partner airline redemption ratios have dropped further.
10 February 2025
4 min
ICICI Emeralde Private Metal Launches — India's New Super-Premium Contender
ICICI Bank launched the Emeralde Private Metal card in January 2025 with a ₹12,500 annual fee, targeting the HNI segment with unlimited lounge access and golf privileges.
25 January 2025
5 min
HDFC Regalia Gold: Lounge Access Now Requires ₹75,000 Quarterly Spend
Effective January 2025, HDFC Bank modified the lounge access policy for the Regalia Gold card — domestic lounge visits are now gated behind a minimum quarterly spend.
15 January 2025
3 min
SBI Cashback Card: Online Cashback Rate Cut to 3% From October 2024
SBI Card reduced online cashback on the SimplyCLICK and Cashback cards from 5% to 3% in October 2024. Here's what changed and what cards to consider instead.
15 October 2024
4 min
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