Terms of Use
Last updated: February 2026
Acceptance
By accessing CardNiti, you agree to these terms. If you disagree with any part, please discontinue use.
Purpose
CardNiti is an informational tool designed to help Indian consumers compare credit cards. It is not a financial advisory service. All card details are aggregated from publicly available sources and may not be fully up to date.
No Warranty
Card benefits, fees, reward rates, and other data shown on this site are provided “as is” without warranty of any kind. Always confirm terms directly with the issuing bank before applying for a credit card.
User Data
Your wallet selections are stored locally in your browser. We do not collect, store, or process personal information on our servers. See our Privacy Policy for full details.
Affiliate Disclosure
Some links on this site may be affiliate links, meaning we may earn a commission if you apply for a card through our link, at no additional cost to you. This does not influence our card ratings or recommendations.
Limitation of Liability
CardNiti, its creators, and contributors shall not be held liable for any loss or damage arising from the use of information on this site, including but not limited to financial decisions made based on displayed card data.
Changes
We reserve the right to update these terms at any time. Continued use of the site constitutes acceptance of the revised terms.
Contact
Questions about these terms? Reach us via our Feedback form.