About CardNiti

What is CardNiti?

CardNiti is a free, community-driven credit card strategy platform built for Indian consumers. Niti means rules and policy in Sanskrit — because mastering the rules of credit cards is how you win. No sign-ups, no tracking, no ads — just clear, honest card data at your fingertips.

Why We Built This

Choosing the right credit card in India is harder than it should be. Bank websites bury key details, comparison sites are ad-heavy, and most recommendations are affiliate-driven. CardNiti organises everything in one place — fees, benefits, reward rates, lounge access — so you can decide for yourself.

SuperMatch

Our signature feature: a quick 3-step quiz that matches you to a personalised 3-card wallet based on your spending style and priorities. It uses weighted scoring with your own priority ordering — no black-box algorithms.

Data Accuracy

We aggregate card data from official bank documents, product pages, and trusted community sources. However, banks update terms frequently. If you spot an error, please let us know via the Feedback page — corrections are usually live within 24 hours.

Open & Transparent

CardNiti may include affiliate links that earn us a small commission at no cost to you. This revenue helps keep the site running but never influences which cards we feature or recommend.

Get in Touch

Have feedback, data corrections, or partnership inquiries? Visit our Feedback & Corrections page.