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IndusInd Bank
IndusInd EazyDiner Signature Credit Card
VisaMidCashback
💰
Annual Fee
₹1,999
🎁
Reward Type
Cashback
🌍
Forex
3.5%
✈️
Lounge
2 dom · 0 intl
Full Spec Sheet
Multi-source VerifiedFees
Joining Fee₹1,999
Annual Fee₹1,999(waived ≥ ₹2,00,000)
Min Monthly Income₹40,000
Rewards
Reward TypeCashback
Base Rate1.5%
Point Value₹1/point
Category Multipliers
dining20%(cap ₹500)
Travel & Global
Forex Markup3.5%
Domestic Lounge2 visits/yr
Intl. LoungeNone
Lounge NetworkDreamFolks
Similar Cards
💡 Fee Waiver Strategy
Spend ₹2L/year to waive the annual fee.
⚖️ Breakeven Analysis
To recover the ₹1,999 annual fee at the base reward rate of 1.5%, you need to spend ₹1,33,267 annually.
🎯 Pro Tips
- ▸20% cashback at EazyDiner partner restaurants (capped ₹500/month = ₹6,000/year).
- ▸EazyDiner Prime membership included — unlocking deeper restaurant discounts.
- ▸Best for city foodies dining out 2–3x/week at premium restaurants.
- ▸₹6,000 annual dining savings comfortably justifies the ₹1,999 fee.
📊 Spend Profile Simulator
Spend Profile Simulator
Net Annual Value
+₹17,501
Effective Rate
1.5%
Ranked #32 of 173 cards#32
₹1,999 annual fee deducted from gross rewards value.
🏷️ Best For
diningco-brandedlifestyle