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American Express

Amex Gold Charge

AmexPremiumPoints
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Annual Fee

₹4,500

Reward Type

Points

Forex

3.5%

Lounge

0 dom · 0 intl

Full Spec Sheet

Multi-source Verified

Fees

Joining Fee₹1,000
Annual Fee₹4,500
Min Monthly Income₹60,000

Rewards

Reward TypePoints
Base Rate1%
Point Value₹0.5/point

Category Multipliers

reward multiplier portal5%

Redemption Values

marriott₹1/pt

Travel & Global

Forex Markup3.5%
Domestic LoungeNone
Intl. LoungeNone

Similar Cards

Amex Platinum Charge (98%) →AU Zenith Credit Card (98%) →Axis Magnus for Burgundy (98%) →HDFC Marriott Bonvoy Credit Card (98%) →ICICI Taj Epicure Credit Card (98%) →

⚖️ Breakeven Analysis

To recover the ₹4,500 annual fee at the base reward rate of 1%, you need to spend ₹4,50,000 annually.

🎯 Pro Tips

  • ▸Do 6 transactions of ₹1000 each month for 1000 bonus points.
  • ▸Use Reward Multiplier for 5X points.

📊 Spend Profile Simulator

Spend Profile Simulator

Net Annual Value

+₹1,500

Effective Rate

0.1%

Ranked #146 of 173 cards#146

₹4,500 annual fee deducted from gross rewards value.

🏷️ Best For

lifestyletravel