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American Express

Amex Gold Charge

AmexPremiumPoints
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Annual Fee

₹4,500

Reward Type

Points

Forex

3.5%

Lounge

0 dom · 0 intl

Full Spec Sheet

Normalized · Verified

Fees

Joining Fee₹1,000
Annual Fee₹4,500
Min Monthly Income₹60,000

Rewards

Reward TypePoints
Base Rate1%
Point Value₹0.5/point

Category Multipliers

reward multiplier portal5%fuel0%(cap ₹0)

Redemption Values

marriott₹1/pt

Travel & Global

Forex Markup3.5%
Domestic LoungeNone
Intl. LoungeNone

⚖️ Breakeven Analysis

To recover the ₹4,500 annual fee at the base reward rate of 1%, you need to spend ₹4,50,000 annually.

🎯 Pro Tips

  • ▸Do 6 transactions of ₹1000 each month for 1000 bonus points.
  • ▸Use Reward Multiplier for 5X points.

🏷️ Best For

lifestyletravel