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HDFC Bank

HDFC Marriott Bonvoy Credit Card

VisaPremiumPoints

Annual Fee

₹3,000

Reward Type

Points

Forex

2%

Lounge

2 dom · 0 intl

Full Spec Sheet

Multi-source Verified

Fees

Joining Fee₹3,000
Annual Fee₹3,000
Min Monthly Income₹50,000

Rewards

Reward TypePoints
Base Rate1.5%
Point Value₹1/point

Category Multipliers

hotels8%

Redemption Values

hotel transfer1/pt
airlines0.33/pt

⚖️ Breakeven Analysis

To recover the ₹3,000 annual fee at the base reward rate of 1.5%, you need to spend 2,00,000 annually.

🎯 Pro Tips

  • Earn 8 Bonvoy points per ₹150 at any of 8,000+ Marriott properties worldwide.
  • Silver Elite status complimentary — unlocks late checkout and bonus points.
  • Welcome benefit: 1 free night certificate on first card spend.
  • Bonvoy points transfer to 40+ airlines at 3:1 ratio.

📊 Spend Profile Simulator

Spend Profile Simulator

Net Annual Value

+15,000

Effective Rate

1.3%

Ranked #43 of 173 cards#43

3,000 annual fee deducted from gross rewards value.

🔄 Redemption Pathways - Value per Point

MethodValue
Marriott Hotel RedemptionBEST₹1.0/pt

🏷️ Best For

travellifestyleco-branded