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ICICI Bank

ICICI Ferrari Credit Card

VisaPremiumPoints

Annual Fee

₹5,000

Reward Type

Points

Forex

3.5%

Lounge

2 dom · 0 intl

Full Spec Sheet

Multi-source Verified

Fees

Joining Fee₹8,000
Annual Fee₹5,000
Min Monthly Income₹1,00,000

Rewards

Reward TypePoints
Base Rate2%
Point Value₹0.5/point

Category Multipliers

partner brands6%dining3%

⚖️ Breakeven Analysis

To recover the ₹5,000 annual fee at the base reward rate of 2%, you need to spend 2,50,000 annually.

🎯 Pro Tips

  • Co-branded with Ferrari — access to Ferrari branded merchandise and racing events.
  • 6x RP on Ferrari boutique purchases, 3x on lifestyle/dining; 2x base.
  • Welcome gift: Ferrari branded merchandise.
  • 2 domestic lounge accesses per quarter via DreamFolks.
  • Best suited for Ferrari enthusiasts who value lifestyle experiences over pure rewards.

📊 Spend Profile Simulator

Spend Profile Simulator

Net Annual Value

+8,500

Effective Rate

0.7%

Ranked #94 of 173 cards#94

5,000 annual fee deducted from gross rewards value.

🏷️ Best For

lifestylepremiumco-branded