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ICICI Bank

ICICI Taj Epicure Credit Card

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Annual Fee

₹7,500

Reward Type

Points

Forex

3.5%

Lounge

2 dom · 0 intl

Full Spec Sheet

Multi-source Verified

Fees

Joining Fee₹7,500
Annual Fee₹7,500
Min Monthly Income₹1,00,000

Rewards

Reward TypePoints
Base Rate1.5%
Point Value₹0.5/point

Category Multipliers

taj properties3%

Travel & Global

Forex Markup3.5%
Domestic Lounge2 visits/yr
Intl. LoungeNone
Lounge NetworkDreamFolks

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⚖️ Breakeven Analysis

To recover the ₹7,500 annual fee at the base reward rate of 1.5%, you need to spend ₹5,00,000 annually.

🎯 Pro Tips

  • ▸Co-branded with Taj Hotels (IHCL) — earn Taj InnerCircle points directly.
  • ▸3 RP/₹100 at Taj, SeleQtions, Vivanta properties; 1.5 RP/₹100 elsewhere.
  • ▸Complimentary Taj InnerCircle Silver membership (usually ₹3,000/year).
  • ▸Priority check-in and room upgrade subject to availability.
  • ▸Good for frequent Taj hotel guests — dining savings of 15–25% via card discounts.

📊 Spend Profile Simulator

Spend Profile Simulator

Net Annual Value

+₹1,500

Effective Rate

0.1%

Ranked #145 of 173 cards#145

₹7,500 annual fee deducted from gross rewards value.

🏷️ Best For

diningtravellifestyleco-branded