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Kotak Mahindra Bank
Kotak Privy League Signature Credit Card
VisaPremiumPoints
💰
Annual Fee
₹2,500
🎁
Reward Type
Points
🌍
Forex
2.5%
✈️
Lounge
4 dom · 1 intl
Full Spec Sheet
Multi-source VerifiedFees
Joining Fee₹2,500
Annual Fee₹2,500(waived ≥ ₹3,00,000)
Min Monthly Income₹1,00,000
Rewards
Reward TypePoints
Base Rate2%
Point Value₹0.25/point
Travel & Global
Forex Markup2.5%
Domestic Lounge4 visits/yr
Intl. Lounge1 visits/yr
Lounge NetworkDreamFolks
Similar Cards
💡 Fee Waiver Strategy
Spend ₹3L/year to waive the annual renewal fee.
⚖️ Breakeven Analysis
To recover the ₹2,500 annual fee at the base reward rate of 2%, you need to spend ₹1,25,000 annually.
🎯 Pro Tips
- ▸Exclusively for Kotak Privy League customers (Net Relationship Value ₹30L+).
- ▸6 RP per ₹150 (= 2 RP/₹100). Points redeemable at Tanishq, Taj, travel portals.
- ▸4 domestic + 1 international lounge per quarter.
- ▸Golf + concierge + exclusive Privy events access.
📊 Spend Profile Simulator
Spend Profile Simulator
Net Annual Value
+₹3,500
Effective Rate
0.3%
Ranked #120 of 173 cards#120
₹2,500 annual fee deducted from gross rewards value.
🏷️ Best For
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