✓ Verified Mar 2026Fees: T1
•••• •••• •••• ••••
American Express
Amex Platinum Charge
AmexUltra-PremiumPoints
💰
Annual Fee
₹66,000
🎁
Reward Type
Points
🌍
Forex
3.5%
✈️
Lounge
∞ dom · ∞ intl
Full Spec Sheet
Multi-source VerifiedFees
Joining Fee₹66,000
Annual Fee₹66,000
Min Monthly Income₹6,00,000
Rewards
Reward TypePoints
Base Rate1%
Point Value₹0.5/point
Category Multipliers
travel5%
Redemption Values
flights₹1/pt
hotel transfer₹0.7/pt
Milestones
Spend ₹1.90L in a quarterTaj/ITC/Marriott voucher worth ₹10,000 (quarterly)
Annual spend ₹15L+Additional ₹50,000 in travel vouchers (annually)
Travel & Global
Forex Markup3.5%
Domestic LoungeUnlimited ✓
Intl. LoungeUnlimited ✓
Lounge NetworkPriority Pass, Plaza Premium, Centurion Lounge
Similar Cards
⚖️ Breakeven Analysis
To recover the ₹66,000 annual fee at the base reward rate of 1%, you need to spend ₹66,00,000 annually.
🎯 Pro Tips
- ▸Vouchers worth ₹60K from Taj/Reliance/Postcard Hotels on ₹50K spend in first 2 months
- ▸Access to Centurion Lounges, Priority Pass, and Plaza Premium worldwide
- ▸Hotel elite status: Marriott Bonvoy Gold, Hilton Honors Gold, Taj Epicure
📊 Spend Profile Simulator
Spend Profile Simulator
Net Annual Value
-₹60,000
Effective Rate
-5.0%
Ranked #173 of 173 cards#173
₹66,000 annual fee deducted from gross rewards value.
🔄 Redemption Pathways - Value per Point
| Method | Value | Example | Best For |
|---|---|---|---|
| Airline TransferBEST | 1:1 ratio | 10k MR = 10k miles | Premium flights |
| Marriott Bonvoy Transfer | 1:1 to Bonvoy | 10k MR = 10k Bonvoy | Hotel stays |
🏷️ Best For
premiumtravellifestyleinternational