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Axis Bank

Axis Magnus for Burgundy

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Annual Fee

₹30,000

Reward Type

Points

Forex

2%

Lounge

∞ dom · ∞ intl

Full Spec Sheet

Multi-source Verified

Fees

Joining Fee₹30,000
Annual Fee₹30,000
Min Monthly Income₹4,00,000

Rewards

Reward TypePoints
Base Rate1.75%
Point Value₹0.4/point

Category Multipliers

travel edge30%

Redemption Values

flights₹0.8/pt
hotel transfer₹0.8/pt

Travel & Global

Forex Markup2%
Domestic LoungeUnlimited ✓
Intl. LoungeUnlimited ✓
Lounge NetworkPriority Pass

India-Specific

Fuel Surcharge✓ 1% waiver

Similar Cards

ICICI Emeralde Private (100%) →IDFC FIRST Wealth Credit Card (100%) →SBI Elite Credit Card (100%) →SBI Signature Credit Card (100%) →Amex Platinum Charge (99%) →

⚖️ Breakeven Analysis

To recover the ₹30,000 annual fee at the base reward rate of 1.75%, you need to spend ₹17,14,286 annually.

🎯 Pro Tips

  • ▸Up to 60 reward points per ₹200 on Travel EDGE portal — best travel earn rate
  • ▸Up to 24% value-back on travel spends
  • ▸30% discount at partner restaurants via Dining Delights Program

📊 Spend Profile Simulator

Spend Profile Simulator

Net Annual Value

-₹21,600

Effective Rate

-1.8%

Ranked #170 of 173 cards#170

₹30,000 annual fee deducted from gross rewards value.

🔄 Redemption Pathways - Value per Point

MethodValue
Partner AirlinesBEST5:4 ratio

🏷️ Best For

premiumtravellifestyle