✓ Data refreshed weekly✓ Issuer-verified fields
💰
Annual Fee
₹30,000
🎁
Reward Type
Points
🌍
Forex
2%
✈️
Lounge
∞ dom · 999 intl
Full Spec Sheet
Normalized · VerifiedFees
Joining Fee₹30,000
Annual Fee₹30,000
Min Monthly Income₹4,00,000
Rewards
Reward TypePoints
Base Rate1.75%
Point Value₹0.4/point
Category Multipliers
travel edge30%
Redemption Values
flights₹0.8/pt
hotel transfer₹0.8/pt
Travel & Global
Forex Markup2%
Domestic LoungeUnlimited ✓
Intl. Lounge999 visits/yr
Lounge NetworkPriority Pass
India-Specific
Fuel Surcharge✓ 1% waiver
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⚖️ Breakeven Analysis
To recover the ₹30,000 annual fee at the base reward rate of 1.75%, you need to spend ₹17,14,286 annually.
🎯 Pro Tips
- ▸Up to 60 reward points per ₹200 on Travel EDGE portal — best travel earn rate
- ▸Up to 24% value-back on travel spends
- ▸30% discount at partner restaurants via Dining Delights Program
🔄 Redemption Pathways - Value per Point
| Method | Value | Example | Best For |
|---|---|---|---|
| Partner AirlinesBEST | 5:4 ratio | 50k pts = 40k miles | Premium flights |
🏷️ Best For
premiumtravellifestyle