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SBI Card

SBI Card Signature

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Annual Fee

₹4,999

Reward Type

Points

Forex

3.5%

Lounge

8 dom · 4 intl

Full Spec Sheet

Normalized · Verified

Fees

Joining Fee₹4,999
Annual Fee₹4,999(waived ≥ ₹5,00,000)
Min Monthly Income₹1,00,000

Rewards

Reward TypePoints
Base Rate1%
Point Value₹0.25/point

Category Multipliers

dining5%grocery5%

Travel & Global

Forex Markup3.5%
Domestic Lounge8 visits/yr
Intl. Lounge4 visits/yr
Lounge NetworkVisa, Priority Pass

India-Specific

Fuel Surcharge✓ 1% waiver

Similar Cards

HDFC Diners Club Privilege (100%) →SBI Aurum (98%) →Kotak Royale Signature (98%) →IndusInd Iconia Amex (98%) →HDFC Diners Club Black (97%) →

💡 Fee Waiver Strategy

Spend ₹5L/year to waive ₹4,999 fee. Also available fee-waived for high NW SBI accounts.

⚖️ Breakeven Analysis

To recover the ₹4,999 annual fee at the base reward rate of 1%, you need to spend ₹4,99,900 annually.

🎯 Pro Tips

  • ▸8 domestic + 4 international lounge visits/year
  • ▸Golf access at select courses
  • ▸10X on dining/grocery

🏷️ Best For

traveldiningpremiumlifestyle