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IDFC FIRST Bank

IDFC FIRST Wealth

VisaSuper-PremiumPoints
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Annual Fee

Free

Reward Type

Points

Forex

1.5%

Lounge

4 dom · 4 intl

Full Spec Sheet

Normalized · Verified

Fees

Joining FeeFree
Annual FeeFree(waived ≥ ₹0)
Min Monthly Income₹1,50,000

Rewards

Reward TypePoints
Base Rate1.5%
Point Value₹0.25/point

Category Multipliers

online6%above 30k10%

Redemption Values

statement credit₹0.25/pt

Travel & Global

Forex Markup1.5%
Domestic Lounge4 visits/yr
Intl. Lounge4 visits/yr
Lounge NetworkDreamfolks
Lounge Spend Req.₹5,000 Monthly

India-Specific

Fuel Surcharge✓ 1% waiver
⚠️ Last devaluation: May 2024

💡 Fee Waiver Strategy

Always Lifetime Free.

✓ Lifetime Free Card

This card has no annual or renewal fee — ever. No spend targets needed.

🎯 Pro Tips

  • ▸⚠️ Mar 2025: Lounge access now requires ₹5,000 monthly spend (was unconditional). Still one of the easiest thresholds in the industry.
  • ▸Great LTF card — no annual fee ever. BOGO movie offer up to ₹500.

🏷️ Best For

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