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IndusInd Bank

IndusInd Pinnacle

VisaUltra-PremiumPoints
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Annual Fee

₹15,000

Reward Type

Points

Forex

1.8%

Lounge

∞ dom · 999 intl

Full Spec Sheet

Normalized · Verified

Fees

Joining Fee₹15,000
Annual Fee₹15,000
Min Monthly Income₹2,50,000

Rewards

Reward TypePoints
Base Rate1.5%
Point Value₹0.5/point

Category Multipliers

international5%dining4%

Redemption Values

flights₹1/pt
statement credit₹0.5/pt

Travel & Global

Forex Markup1.8%
Domestic LoungeUnlimited ✓
Intl. Lounge999 visits/yr
Lounge NetworkPriority Pass

India-Specific

Fuel Surcharge✓ 1% waiver

Similar Cards

HDFC Diners Club Black (99%) →IndusInd Legend (99%) →SBI Aurum (99%) →Axis Bank Reserve (99%) →Axis Bank Burgundy Private (99%) →

⚖️ Breakeven Analysis

To recover the ₹15,000 annual fee at the base reward rate of 1.5%, you need to spend ₹10,00,000 annually.

🎯 Pro Tips

  • ▸Unlimited worldwide lounge access (Priority Pass)
  • ▸5X on international spends, 4X on dining
  • ▸1.8% forex — among the lowest for non-zero cards

🔄 Redemption Pathways - Value per Point

MethodValue
Flight RedemptionBEST₹1/pt for flights

🏷️ Best For

travelinternationalpremiumdining