○ Data not yet verified
💰
Annual Fee
₹1,000
🎁
Reward Type
Points
🌍
Forex
3.5%
✈️
Lounge
0 dom · 0 intl
Full Spec Sheet
Multi-source VerifiedFees
Joining Fee₹1,000
Annual Fee₹1,000(waived ≥ ₹2,00,000)
Rewards
Reward TypePoints
Base Rate2%
Point Value₹0.5/point
Category Multipliers
offline10%(cap ₹5,000)
Travel & Global
Forex Markup3.5%
Domestic LoungeNone
Intl. LoungeNone
Similar Cards
💡 Fee Waiver Strategy
Spend ₹2L/year to waive the annual fee.
⚖️ Breakeven Analysis
To recover the ₹1,000 annual fee at the base reward rate of 2%, you need to spend ₹50,000 annually.
🎯 Pro Tips
- ▸5x RP on telecom, utilities, office supplies, and business travel.
- ▸GST input credit eligible on business purchases made with this card.
- ▸Fee waiver at ₹2L/year — easily met for even small businesses.
📊 Spend Profile Simulator
Spend Profile Simulator
Net Annual Value
+₹15,800
Effective Rate
1.3%
Ranked #42 of 173 cards#42
₹1,000 annual fee deducted from gross rewards value.
🏷️ Best For
lifestyleutilities