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HDFC Bank

HDFC 6E Rewards XL IndiGo

VisaMidPoints

Annual Fee

₹1,500

Reward Type

Points

Forex

3.5%

Lounge

4 dom · 0 intl

Full Spec Sheet

Multi-source Verified

Fees

Joining Fee₹1,500
Annual Fee₹1,500(waived ≥ ₹2,00,000)
Min Monthly Income₹35,000

Rewards

Reward TypePoints
Base Rate1%
Point Value₹0.5/point

Category Multipliers

dining3%(cap ₹1,000)indigo flights6%

Travel & Global

Forex Markup3.5%
Domestic Lounge4 visits/yr
Intl. LoungeNone
Lounge NetworkPriority Pass

India-Specific

Fuel Surcharge✓ 1% waiver

Similar Cards

💡 Fee Waiver Strategy

Spend ₹2L/year to waive ₹1,500 fee.

⚖️ Breakeven Analysis

To recover the ₹1,500 annual fee at the base reward rate of 1%, you need to spend 1,50,000 annually.

🎯 Pro Tips

  • 6X 6E Rewards on IndiGo flights
  • 4 domestic lounge visits/year
  • Complimentary IndiGo 6E Prime membership

📊 Spend Profile Simulator

Spend Profile Simulator

Net Annual Value

+7,500

Effective Rate

0.6%

Ranked #96 of 173 cards#96

1,500 annual fee deducted from gross rewards value.

🔄 Redemption Pathways - Value per Point

MethodValue
IndiGo FlightsBEST6E Rewards

🏷️ Best For

travelco-brandeddining