✓ Data refreshed weekly✓ Issuer-verified fields
💰
Annual Fee
₹1,500
🎁
Reward Type
Points
🌍
Forex
3.5%
✈️
Lounge
4 dom · 0 intl
Full Spec Sheet
Normalized · VerifiedFees
Joining Fee₹1,500
Annual Fee₹1,500(waived ≥ ₹2,50,000)
Min Monthly Income₹50,000
Rewards
Reward TypePoints
Base Rate1.5%
Point Value₹0.25/point
Category Multipliers
travel5%dining4%
Redemption Values
vouchers₹0.25/pt
statement credit₹0.2/pt
Travel & Global
Forex Markup3.5%
Domestic Lounge4 visits/yr
Intl. LoungeNone
Lounge NetworkVisa
India-Specific
Fuel Surcharge✓ 1% waiver
Similar Cards
💡 Fee Waiver Strategy
Spend ₹2.5L to waive renewal fee.
⚖️ Breakeven Analysis
To recover the ₹1,500 annual fee at the base reward rate of 1.5%, you need to spend ₹1,00,000 annually.
🎯 Pro Tips
- ▸Solid 1.5% base rate across all categories
- ▸4 complimentary domestic lounge visits/year
📊 Spending Scenarios - Real-World Returns
Moderate (₹40K/mo)
Monthly: ₹40,000 · Annual: ₹4,80,000
1.5%
Effective Return
travel: ₹8,000/modining: ₹7,000/moshopping: ₹10,000/moother: ₹15,000/mo
Annual Rewards Value₹7,200
After Fee (₹1,500)+₹5,700
Base 1.5% plus bonus on travel/dining.
🔄 Redemption Pathways - Value per Point
| Method | Value | Example | Best For |
|---|---|---|---|
| Travel Edge VoucherBEST | ₹0.25/pt | 4000 pts = ₹1000 voucher | Travel bookings |
| Statement Credit | ₹0.20/pt | 5000 pts = ₹1000 credit | Cash value |
🏷️ Best For
lifestyletraveldining