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Kotak Mahindra Bank

Kotak Veer Platinum

VisaMidPoints
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Annual Fee

₹1,499

Reward Type

Points

Forex

3%

Lounge

4 dom · 2 intl

Full Spec Sheet

Normalized · Verified

Fees

Joining Fee₹1,499
Annual Fee₹1,499(waived ≥ ₹2,00,000)
Min Monthly Income₹35,000

Rewards

Reward TypePoints
Base Rate0.67%
Point Value₹0.25/point

Category Multipliers

dining4%international3%

Travel & Global

Forex Markup3%
Domestic Lounge4 visits/yr
Intl. Lounge2 visits/yr
Lounge NetworkPriority Pass

India-Specific

Fuel Surcharge✓ 1% waiver

Similar Cards

Axis Privilege (100%) →Kotak Zen (97%) →HDFC Diners Club Privilege (97%) →SBI Card Signature (97%) →HDFC Regalia Gold (94%) →

💡 Fee Waiver Strategy

Spend ₹2L/year to waive ₹1,499 fee.

⚖️ Breakeven Analysis

To recover the ₹1,499 annual fee at the base reward rate of 0.67%, you need to spend ₹2,23,732 annually.

🎯 Pro Tips

  • ▸4X on dining
  • ▸4 domestic + 2 international lounges
  • ▸3% forex — lower than standard 3.5%

🏷️ Best For

diningtravellifestyle