○ Data not yet verified
)))

•••• •••• •••• ••••

Axis Bank

Air India Axis Bank (ex-Vistara)

VisaMidMiles
Apply Now
Report data issue →

Annual Fee

₹1,500

Reward Type

Miles

Forex

3.5%

Lounge

4 dom · 0 intl

Full Spec Sheet

Multi-source Verified

Fees

Joining Fee₹1,500
Annual Fee₹1,500(waived ≥ ₹2,00,000)
Min Monthly Income₹35,000

Rewards

Reward TypeMiles
Base Rate1%
Point Value₹0.5/point

Category Multipliers

air india flights6%

Travel & Global

Forex Markup3.5%
Domestic Lounge4 visits/yr
Intl. LoungeNone
Lounge NetworkPriority Pass

India-Specific

Fuel Surcharge✓ 1% waiver

Similar Cards

SBI Air India Signature Credit Card (96%) →Axis Miles & More World Credit Card (95%) →SBI Card Miles & More World Credit Card (95%) →Axis Atlas (94%) →HDFC Diners ClubMiles (94%) →
⚠️ Last devaluation: November 2024

💡 Fee Waiver Strategy

Spend ₹2L/year to waive ₹1,500 fee.

⚖️ Breakeven Analysis

To recover the ₹1,500 annual fee at the base reward rate of 1%, you need to spend ₹1,50,000 annually.

🎯 Pro Tips

  • ▸⚠️ Nov 2024: Vistara merged into Air India. CV Points now redeem on Air India flights. Complimentary ticket benefit migrated to Air India Economy.
  • ▸6X CV Points on Air India flights (previously Vistara). Existing CV Points remained valid post-merger.
  • ▸4 domestic lounge visits/year via Priority Pass

📊 Spend Profile Simulator

Spend Profile Simulator

Net Annual Value

+₹4,500

Effective Rate

0.4%

Ranked #110 of 173 cards#110

₹1,500 annual fee deducted from gross rewards value.

🔄 Redemption Pathways - Value per Point

MethodValue
Air India FlightsBESTCV Points to Air India flights

🏷️ Best For

travelmilesco-branded