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ICICI Bank

ICICI Sapphiro Revolution

VisaUltra-PremiumPoints
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Annual Fee

₹15,000

Reward Type

Points

Forex

0%

Lounge

16 dom · 2 intl

Full Spec Sheet

Multi-source Verified

Fees

Joining Fee₹15,000
Annual Fee₹15,000
Min Monthly Income₹3,00,000

Rewards

Reward TypePoints
Base Rate2%
Point Value₹0.5/point

Category Multipliers

international8%flights hotels6%

Redemption Values

flights₹1/pt
statement credit₹0.5/pt

Travel & Global

Forex Markup0% - Zero Forex ✓
Domestic Lounge16 visits/yr
Intl. Lounge2 visits/yr
Lounge NetworkPriority Pass, Visa Infinite

India-Specific

Fuel Surcharge✓ 1% waiver

Similar Cards

Axis Bank Burgundy Private (100%) →Axis Bank Reserve (100%) →Amex Platinum Charge (99%) →Axis Magnus for Burgundy (99%) →HSBC Premier (99%) →

⚖️ Breakeven Analysis

To recover the ₹15,000 annual fee at the base reward rate of 2%, you need to spend ₹7,50,000 annually.

🎯 Pro Tips

  • ▸0% forex markup — best ICICI card for international use
  • ▸Unlimited domestic + 12 international lounges
  • ▸8X on international spends, 6X on flights/hotels

📊 Spend Profile Simulator

Spend Profile Simulator

Net Annual Value

-₹3,000

Effective Rate

-0.3%

Ranked #168 of 173 cards#168

₹15,000 annual fee deducted from gross rewards value.

🔄 Redemption Pathways - Value per Point

MethodValue
Flight RedemptionBEST₹1/pt for flights

🏷️ Best For

travelinternationalpremiumlifestyle