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ICICI Bank

ICICI Sapphiro Revolution

VisaUltra-PremiumPoints
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Annual Fee

₹15,000

Reward Type

Points

Forex

0%

Lounge

∞ dom · 12 intl

Full Spec Sheet

Normalized · Verified

Fees

Joining Fee₹15,000
Annual Fee₹15,000
Min Monthly Income₹3,00,000

Rewards

Reward TypePoints
Base Rate2%
Point Value₹0.5/point

Category Multipliers

international8%flights hotels6%

Redemption Values

flights1/pt
statement credit0.5/pt

Travel & Global

Forex Markup0% - Zero Forex ✓
Domestic LoungeUnlimited ✓
Intl. Lounge12 visits/yr
Lounge NetworkPriority Pass, Visa Infinite

India-Specific

Fuel Surcharge✓ 1% waiver

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⚖️ Breakeven Analysis

To recover the ₹15,000 annual fee at the base reward rate of 2%, you need to spend 7,50,000 annually.

🎯 Pro Tips

  • 0% forex markup — best ICICI card for international use
  • Unlimited domestic + 12 international lounges
  • 8X on international spends, 6X on flights/hotels

🔄 Redemption Pathways - Value per Point

MethodValue
Flight RedemptionBEST₹1/pt for flights

🏷️ Best For

travelinternationalpremiumlifestyle