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Annual Fee

₹9,999

Reward Type

Cashback

Forex

2%

Lounge

4 dom · 2 intl

Full Spec Sheet

Multi-source Verified

Fees

Joining Fee₹9,999
Annual Fee₹9,999(waived ≥ ₹19,99,800)
Min Monthly Income₹2,00,000

Rewards

Reward TypeCashback
Base Rate1%
Point Value₹1/point

Travel & Global

Forex Markup2%
Domestic Lounge4 visits/yr
Intl. Lounge2 visits/yr
Lounge NetworkVisa

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💡 Fee Waiver Strategy

Spend ₹19,99,800/year to waive fees.

⚖️ Breakeven Analysis

To recover the ₹9,999 annual fee at the base reward rate of 1%, you need to spend ₹9,99,900 annually.

🎯 Pro Tips

  • ▸Portal anchored. Awaiting detailed benefits.

📊 Spend Profile Simulator

Spend Profile Simulator

Net Annual Value

+₹2,001

Effective Rate

0.2%

Ranked #139 of 173 cards#139

₹9,999 annual fee deducted from gross rewards value.

🏷️ Best For

cashback