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IndusInd Bank

IndusInd Aura Edge

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Annual Fee

₹2,999

Reward Type

Cashback

Forex

2%

Lounge

4 dom · 2 intl

Full Spec Sheet

Multi-source Verified

Fees

Joining Fee₹2,999
Annual Fee₹2,999(waived ≥ ₹5,99,800)
Min Monthly Income₹2,00,000

Rewards

Reward TypeCashback
Base Rate1%
Point Value₹1/point

Travel & Global

Forex Markup2%
Domestic Lounge4 visits/yr
Intl. Lounge2 visits/yr
Lounge NetworkVisa

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💡 Fee Waiver Strategy

Spend ₹5,99,800/year to waive fees.

⚖️ Breakeven Analysis

To recover the ₹2,999 annual fee at the base reward rate of 1%, you need to spend ₹2,99,900 annually.

🎯 Pro Tips

  • ▸Portal anchored. Awaiting detailed benefits.

📊 Spend Profile Simulator

Spend Profile Simulator

Net Annual Value

+₹9,001

Effective Rate

0.8%

Ranked #91 of 173 cards#91

₹2,999 annual fee deducted from gross rewards value.

🏷️ Best For

cashback