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HSBC

HSBC Visa Platinum

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Annual Fee

Free

Reward Type

Cashback

Forex

2%

Lounge

4 dom · 2 intl

Full Spec Sheet

Multi-source Verified

Fees

Joining FeeFree
Annual FeeFree
Min Monthly Income₹2,00,000

Rewards

Reward TypeCashback
Base Rate1%
Point Value₹1/point

Travel & Global

Forex Markup2%
Domestic Lounge4 visits/yr
Intl. Lounge2 visits/yr
Lounge NetworkVisa

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✓ Lifetime Free Card

This card has no annual or renewal fee - ever. No spend targets needed.

🎯 Pro Tips

  • ▸Portal anchored. Awaiting detailed benefits.

📊 Spend Profile Simulator

Spend Profile Simulator

Net Annual Value

+₹12,000

Effective Rate

1.0%

Ranked #62 of 173 cards#62

🏷️ Best For

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