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Union Bank of India
Union Bank RuPay Platinum Credit Card
RuPayEntryPoints
💰
Annual Fee
₹250
🎁
Reward Type
Points
🌍
Forex
3.5%
✈️
Lounge
2 dom · 0 intl
Full Spec Sheet
Multi-source VerifiedFees
Joining Fee₹250
Annual Fee₹250(waived ≥ ₹30,000)
Rewards
Reward TypePoints
Base Rate0.33%
Point Value₹0.25/point
Travel & Global
Forex Markup3.5%
Domestic Lounge2 visits/yr
Intl. LoungeNone
Lounge NetworkRuPay
India-Specific
Fuel Surcharge✓ 1% waiver
Similar Cards
💡 Fee Waiver Strategy
Spend ₹50K/year to waive ₹250 fee.
⚖️ Breakeven Analysis
To recover the ₹250 annual fee at the base reward rate of 0.33%, you need to spend ₹75,758 annually.
🎯 Pro Tips
- ▸2 domestic lounge visits via RuPay
- ▸RuPay UPI benefits for cashback
- ▸Good starter card for Union Bank account holders
📊 Spend Profile Simulator
Spend Profile Simulator
Net Annual Value
+₹740
Effective Rate
0.1%
Ranked #155 of 173 cards#155
₹250 annual fee deducted from gross rewards value.
🏷️ Best For
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