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ICICI Bank

ICICI Platinum Chip

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Annual Fee

Free

Reward Type

Points

Forex

3.5%

Lounge

0 dom · 0 intl

Full Spec Sheet

Multi-source Verified

Fees

Joining FeeFree
Annual FeeFree
Min Monthly Income₹20,000

Rewards

Reward TypePoints
Base Rate0.5%
Point Value₹0.25/point

Redemption Values

vouchers₹0.25/pt

Travel & Global

Forex Markup3.5%
Domestic LoungeNone
Intl. LoungeNone

India-Specific

Fuel Surcharge✓ 1% waiver

Similar Cards

Yes Prosperity Edge (100%) →Union Bank RuPay Platinum Credit Card (96%) →SBI Card Unnati (95%) →ICICI Expressions (92%) →SBI YONO (92%) →

💡 Fee Waiver Strategy

Always Lifetime Free.

✓ Lifetime Free Card

This card has no annual or renewal fee - ever. No spend targets needed.

🎯 Pro Tips

  • ▸Basic starter card from ICICI
  • ▸Use as a stepping stone to Coral or Rubyx

📊 Spend Profile Simulator

Spend Profile Simulator

Net Annual Value

+₹1,500

Effective Rate

0.1%

Ranked #148 of 173 cards#148

🏷️ Best For

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