← Back to all cards
✓ Data refreshed weekly✓ Issuer-verified fields
)))

•••• •••• •••• ••••

ICICI Bank

ICICI Platinum Chip

VisaEntryPoints
Apply Now

Annual Fee

Free

Reward Type

Points

Forex

3.5%

Lounge

0 dom · 0 intl

Full Spec Sheet

Normalized · Verified

Fees

Joining FeeFree
Annual FeeFree(waived ≥ ₹0)
Min Monthly Income₹20,000

Rewards

Reward TypePoints
Base Rate0.5%
Point Value₹0.25/point

Redemption Values

vouchers₹0.25/pt

Travel & Global

Forex Markup3.5%
Domestic LoungeNone
Intl. LoungeNone

India-Specific

Fuel Surcharge✓ 1% waiver

💡 Fee Waiver Strategy

Always Lifetime Free.

✓ Lifetime Free Card

This card has no annual or renewal fee — ever. No spend targets needed.

🎯 Pro Tips

  • ▸Basic starter card from ICICI
  • ▸Use as a stepping stone to Coral or Rubyx

🏷️ Best For

first-card