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Canara Bank

Canara Bank RuPay Platinum

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Annual Fee

₹250

Reward Type

Points

Forex

3.5%

Lounge

2 dom · 0 intl

Full Spec Sheet

Multi-source Verified

Fees

Joining Fee₹250
Annual Fee₹250(waived ≥ ₹50,000)
Min Monthly Income₹15,000

Rewards

Reward TypePoints
Base Rate0.33%
Point Value₹0.25/point

Travel & Global

Forex Markup3.5%
Domestic Lounge2 visits/yr
Intl. LoungeNone
Lounge NetworkRuPay

India-Specific

Fuel Surcharge✓ 1% waiver
RuPay UPI✓ UPI cashback

Similar Cards

Union Bank RuPay Platinum Credit Card (93%) →SBI Card Unnati (92%) →ICICI Platinum Chip (89%) →Yes Prosperity Edge (89%) →HDFC Freedom (86%) →

💡 Fee Waiver Strategy

Spend ₹50K/year to waive ₹250 fee.

⚖️ Breakeven Analysis

To recover the ₹250 annual fee at the base reward rate of 0.33%, you need to spend ₹75,758 annually.

🎯 Pro Tips

  • ▸2 domestic lounge visits/year
  • ▸RuPay UPI benefits
  • ▸Low income threshold — accessible for most

📊 Spend Profile Simulator

Spend Profile Simulator

Net Annual Value

+₹740

Effective Rate

0.1%

Ranked #154 of 173 cards#154

₹250 annual fee deducted from gross rewards value.

🏷️ Best For

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