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Standard Chartered

SC Priority Visa Infinite Credit Card

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Annual Fee

₹5,000

Reward Type

Points

Forex

1.5%

Lounge

16 dom · 24 intl

Full Spec Sheet

Multi-source Verified

Fees

Joining FeeFree
Annual Fee₹5,000
Min Monthly Income₹2,00,000

Rewards

Reward TypePoints
Base Rate2%
Point Value₹0.5/point

Category Multipliers

dining6%international4%

Redemption Values

airlines₹0.5/pt
hotel transfer₹0.5/pt
statement credit₹0.25/pt

Travel & Global

Forex Markup1.5%
Domestic Lounge16 visits/yr
Intl. Lounge24 visits/yr
Lounge NetworkPriority Pass, DreamFolks

Similar Cards

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⚖️ Breakeven Analysis

To recover the ₹5,000 annual fee at the base reward rate of 2%, you need to spend ₹2,50,000 annually.

🎯 Pro Tips

  • ▸Exclusively for SC Priority Banking customers (LCR ₹30L+ or equivalent).
  • ▸Unlimited domestic DreamFolks lounge + 8 Priority Pass international per year.
  • ▸1.5% forex — very competitive for an SC premium card.
  • ▸6x on dining/travel, 4x international, 2x base.
  • ▸Joining fee waived for Priority Banking customers.

📊 Spend Profile Simulator

Spend Profile Simulator

Net Annual Value

+₹13,000

Effective Rate

1.1%

Ranked #52 of 173 cards#52

₹5,000 annual fee deducted from gross rewards value.

🏷️ Best For

premiumtravelinternational