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American Express

Amex Platinum Travel

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Annual Fee

₹5,000

Reward Type

Points

Forex

3.5%

Lounge

8 dom · 0 intl

Full Spec Sheet

Multi-source Verified

Fees

Joining Fee₹3,500
Annual Fee₹5,000
Min Monthly Income₹1,00,000

Rewards

Reward TypePoints
Base Rate1%
Point Value₹0.5/point

Category Multipliers

milestone 4L6%

Redemption Values

taj₹0.5/pt
flights₹0.5/pt
marriott₹1/pt

Travel & Global

Forex Markup3.5%
Domestic Lounge8 visits/yr
Intl. LoungeNone
Lounge NetworkPriority Pass

Similar Cards

Amex Platinum Charge (98%) →AU Zenith Credit Card (98%) →AU Zenith+ (98%) →Axis Magnus for Burgundy (98%) →ICICI Emeralde Private (98%) →

💡 Fee Waiver Strategy

Call support upon renewal; often get 10k points retention offer.

⚖️ Breakeven Analysis

To recover the ₹5,000 annual fee at the base reward rate of 1%, you need to spend ₹5,00,000 annually.

🎯 Pro Tips

  • ▸Essential to hit ₹4L spend for 48,000 points + ₹10k voucher.
  • ▸Best card for Marriott stays (transfer 1:1).
  • ▸Note: This is the Platinum Travel card (₹5,000 p.a.). The Amex Platinum Charge (₹60,000 p.a.) is a separate luxury charge card.

📊 Spend Profile Simulator

Spend Profile Simulator

Net Annual Value

+₹1,000

Effective Rate

0.1%

Ranked #151 of 173 cards#151

₹5,000 annual fee deducted from gross rewards value.

📊 Spending Scenarios - Real-World Returns

Milestone Hitter (₹4L/year)

Monthly: ₹34,000 · Annual: ₹4,08,000

7.5%
Effective Return
all: ₹34,000/mo
Annual Rewards Value₹35,000
After Fee (₹5,000)+₹30,000

Includes 40k bonus points and Taj voucher.

🏷️ Best For

travelpremium