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RBL Bank
RBL World Safari Credit Card
VisaPremiumMiles
💰
Annual Fee
₹3,000
🎁
Reward Type
Miles
🌍
Forex
0%
✈️
Lounge
2 dom · 4 intl
Full Spec Sheet
Multi-source VerifiedFees
Joining Fee₹3,000
Annual Fee₹3,000(waived ≥ ₹4,00,000)
Min Monthly Income₹60,000
Rewards
Reward TypeMiles
Base Rate2%
Point Value₹0.5/point
Category Multipliers
international4%travel4%
Redemption Values
airlines₹0.5/pt
hotel transfer₹0.5/pt
statement credit₹0.25/pt
Travel & Global
Forex Markup0% - Zero Forex ✓
Domestic Lounge2 visits/yr
Intl. Lounge4 visits/yr
Lounge NetworkPriority Pass, DreamFolks
India-Specific
Fuel Surcharge✓ 1% waiver
Similar Cards
💡 Fee Waiver Strategy
Spend ₹4L/year to waive the annual renewal fee.
⚖️ Breakeven Analysis
To recover the ₹3,000 annual fee at the base reward rate of 2%, you need to spend ₹1,50,000 annually.
🎯 Pro Tips
- ▸ZERO forex markup — one of very few Indian cards with 0% foreign currency fee.
- ▸4 international Priority Pass lounge visits per quarter — ideal for frequent flyers.
- ▸4x travel points on flight/hotel bookings, 2x on all other spends.
- ▸Annual fee recouped in just 1–2 international trips with the lounge + forex savings.
📊 Spend Profile Simulator
Spend Profile Simulator
Net Annual Value
+₹9,000
Effective Rate
0.8%
Ranked #93 of 173 cards#93
₹3,000 annual fee deducted from gross rewards value.
📊 Spending Scenarios - Real-World Returns
Frequent International Traveller (₹1L+/mo)
Monthly: ₹1,00,000 · Annual: ₹12,00,000
4.5%
Effective Return
international: ₹40,000/motravel: ₹30,000/moother: ₹30,000/mo
Annual Rewards Value₹54,000
After Fee (₹3,000)+₹51,000
Zero forex markup saves ~3.5% on all foreign spends. Priority Pass for 4 intl lounges/quarter.
🔄 Redemption Pathways - Value per Point
| Method | Value | Example | Best For |
|---|---|---|---|
| Flight/Hotel via Travel PortalBEST | ₹0.50/pt | 10,000 pts = ₹5,000 off flight | Domestic + international travel |
🏷️ Best For
travelinternationalmiles