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IndusInd Bank

IndusInd Avios Visa Infinite Credit Card

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Annual Fee

₹10,000

Reward Type

Miles

Forex

2%

Lounge

4 dom · 4 intl

Full Spec Sheet

Multi-source Verified

Fees

Joining Fee₹10,000
Annual Fee₹10,000
Min Monthly Income₹1,00,000

Rewards

Reward TypeMiles
Base Rate1.5%
Point Value₹1.8/point

Category Multipliers

airlines3%

Redemption Values

airlines₹1.8/pt
hotel transfer₹0.5/pt

Travel & Global

Forex Markup2%
Domestic Lounge4 visits/yr
Intl. Lounge4 visits/yr
Lounge NetworkPriority Pass

Similar Cards

SBI Air India Signature Credit Card (99%) →IndusInd Celesta Credit Card (98%) →Amex Platinum Charge (96%) →Axis Bank Burgundy Private (96%) →Axis Bank Reserve (96%) →

⚖️ Breakeven Analysis

To recover the ₹10,000 annual fee at the base reward rate of 1.5%, you need to spend ₹6,66,667 annually.

🎯 Pro Tips

  • ▸Earn Avios directly — usable on British Airways, Iberia, Aer Lingus, Qatar, and 35+ partners.
  • ▸3 Avios per ₹100 on British Airways and codeshare flights.
  • ▸Avios are particularly valuable for business class redemptions (typically ₹2–₹5/Avios).
  • ▸4 Priority Pass international lounge visits/quarter.

📊 Spend Profile Simulator

Spend Profile Simulator

Net Annual Value

+₹28,880

Effective Rate

2.4%

Ranked #13 of 173 cards⭐ Top 30

₹10,000 annual fee deducted from gross rewards value.

🔄 Redemption Pathways - Value per Point

MethodValue
British Airways flight redemptionBEST₹1.8/pt Avios

🏷️ Best For

travelmilesinternationalco-branded