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Axis Bank

Axis Atlas

VisaPremiumMiles

Annual Fee

₹5,000

Reward Type

Miles

Forex

3.5%

Lounge

0 dom · 12 intl

Full Spec Sheet

Multi-source Verified

Fees

Joining Fee₹5,000
Annual Fee₹5,000(waived ≥ ₹15,00,000)
Min Monthly Income₹1,00,000

Rewards

Reward TypeMiles
Base Rate2%
Point Value₹1/point

Category Multipliers

travel direct5%

Redemption Values

miles1/pt

Milestones

Spend ₹7.5L in a year10,000 bonus EDGE Miles (annually)
Renewal benefit2,500 EDGE Miles on renewal (annually)

Travel & Global

Forex Markup3.5%
Domestic LoungeNone
Intl. Lounge12 visits/yr
Lounge NetworkDreamfolks

India-Specific

Fuel Surcharge✓ 1% waiver

Similar Cards

⚠️ Last devaluation: February 2026

💡 Fee Waiver Strategy

Renewal benefits (2500 miles) offset 50% of fee.

⚖️ Breakeven Analysis

To recover the ₹5,000 annual fee at the base reward rate of 2%, you need to spend 2,50,000 annually.

🎯 Pro Tips

  • Direct airline spend yields 5 Edge Miles/100 = 10 Airmiles. Huge return (10-20%).

📊 Spend Profile Simulator

Spend Profile Simulator

Net Annual Value

+19,000

Effective Rate

1.6%

Ranked #30 of 173 cards⭐ Top 30

5,000 annual fee deducted from gross rewards value.

🏷️ Best For

travelmilespremium