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HDFC Bank
Tata Neu Infinity HDFC
RuPayVisaPremiumPoints
💰
Annual Fee
₹1,499
🎁
Reward Type
Points
🌍
Forex
2%
✈️
Lounge
8 dom · 4 intl
Full Spec Sheet
Multi-source VerifiedFees
Joining Fee₹1,499
Annual Fee₹1,499(waived ≥ ₹3,00,000)
Min Monthly Income₹1,00,000
Rewards
Reward TypePoints
Base Rate1.5%
Point Value₹1/point
Category Multipliers
upi1.5%(cap ₹500)tata neu app10%tata partner5%
Redemption Values
tata neu cash₹1/pt
Travel & Global
Forex Markup2%
Domestic Lounge8 visits/yr
Intl. Lounge4 visits/yr
Lounge NetworkVisa, Rupay
India-Specific
Fuel Surcharge✓ 1% waiver
RuPay UPI✓ UPI cashback
Similar Cards
💡 Fee Waiver Strategy
Spend ₹3L/year to waive ₹1,499 renewal fee.
⚖️ Breakeven Analysis
To recover the ₹1,499 annual fee at the base reward rate of 1.5%, you need to spend ₹99,934 annually.
🎯 Pro Tips
- ▸Get Rupay variant for 1.5% returns on UPI spends
📊 Spend Profile Simulator
Spend Profile Simulator
Net Annual Value
+₹16,501
Effective Rate
1.4%
Ranked #41 of 173 cards#41
₹1,499 annual fee deducted from gross rewards value.
🏷️ Best For
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