← Back to all cards
✓ Data refreshed weekly✓ Issuer-verified fields
)))

•••• •••• •••• ••••

HDFC Bank

Tata Neu Infinity HDFC

RupayVisaPremiumPoints
Apply Now

Annual Fee

₹1,499

Reward Type

Points

Forex

2%

Lounge

8 dom · 4 intl

Full Spec Sheet

Normalized · Verified

Fees

Joining Fee₹1,499
Annual Fee₹1,499(waived ≥ ₹3,00,000)
Min Monthly Income₹1,00,000

Rewards

Reward TypePoints
Base Rate1.5%
Point Value₹1/point

Category Multipliers

tata neu app10%tata partner5%upi1.5%(cap ₹500)

Redemption Values

tata neu cash₹1/pt

Travel & Global

Forex Markup2%
Domestic Lounge8 visits/yr
Intl. Lounge4 visits/yr
Lounge NetworkVisa, Rupay

India-Specific

Fuel Surcharge✓ 1% waiver
RuPay UPI✓ UPI cashback

⚖️ Breakeven Analysis

To recover the ₹1,499 annual fee at the base reward rate of 1.5%, you need to spend ₹99,934 annually.

🎯 Pro Tips

  • ▸Get Rupay variant for 1.5% returns on UPI spends

🏷️ Best For

co-brandedshoppinglifestyle