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Axis Bank

Axis Bank SELECT

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Annual Fee

₹3,000

Reward Type

Points

Forex

3.5%

Lounge

8 dom · 12 intl

Full Spec Sheet

Normalized · Verified

Fees

Joining Fee₹3,000
Annual Fee₹3,000(waived ≥ ₹6,00,000)
Min Monthly Income₹60,000

Rewards

Reward TypePoints
Base Rate1%
Point Value₹0.25/point

Category Multipliers

preferred brands10%(cap ₹2,000)

Redemption Values

statement credit₹0.25/pt
flights₹0.4/pt

Travel & Global

Forex Markup3.5%
Domestic Lounge8 visits/yr
Intl. Lounge12 visits/yr
Lounge NetworkPriority Pass

India-Specific

Fuel Surcharge✓ 1% waiver

Similar Cards

Kotak League Platinum (97%) →HDFC Diners Club Rewardz (97%) →ICICI Sapphiro (96%) →ICICI Coral (96%) →Federal Celesta (96%) →

💡 Fee Waiver Strategy

Annual fee waived on ₹6L annual spends.

⚖️ Breakeven Analysis

To recover the ₹3,000 annual fee at the base reward rate of 1%, you need to spend ₹3,00,000 annually.

🎯 Pro Tips

  • ▸B1G1 movie ticket on District app (once per month, up to ₹250 off)
  • ▸₹500 off on BigBasket monthly, ₹200 off on Swiggy twice monthly
  • ▸12 complimentary golf rounds per year

🔄 Redemption Pathways - Value per Point

MethodValue
EDGE Reward StoreBEST₹0.25/pt

🏷️ Best For

lifestylediningshoppingentertainment