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Axis Bank
Axis Bank SELECT
VisaMastercardPremiumPoints
💰
Annual Fee
₹3,000
🎁
Reward Type
Points
🌍
Forex
3.5%
✈️
Lounge
8 dom · 12 intl
Full Spec Sheet
Multi-source VerifiedFees
Joining Fee₹3,000
Annual Fee₹3,000(waived ≥ ₹6,00,000)
Min Monthly Income₹60,000
Rewards
Reward TypePoints
Base Rate1%
Point Value₹0.25/point
Category Multipliers
preferred brands10%(cap ₹2,000)
Redemption Values
flights₹0.4/pt
statement credit₹0.25/pt
Travel & Global
Forex Markup3.5%
Domestic Lounge8 visits/yr
Intl. Lounge12 visits/yr
Lounge NetworkPriority Pass
India-Specific
Fuel Surcharge✓ 1% waiver
Similar Cards
💡 Fee Waiver Strategy
Annual fee waived on ₹6L annual spends.
⚖️ Breakeven Analysis
To recover the ₹3,000 annual fee at the base reward rate of 1%, you need to spend ₹3,00,000 annually.
🎯 Pro Tips
- ▸B1G1 movie ticket on District app (once per month, up to ₹250 off)
- ▸₹500 off on BigBasket monthly, ₹200 off on Swiggy twice monthly
- ▸12 complimentary golf rounds per year
📊 Spend Profile Simulator
Spend Profile Simulator
Net Annual Value
+₹0
Effective Rate
0.0%
Ranked #159 of 173 cards#159
₹3,000 annual fee deducted from gross rewards value.
🔄 Redemption Pathways - Value per Point
| Method | Value | Example | Best For |
|---|---|---|---|
| EDGE Reward StoreBEST | ₹0.25/pt | 10k pts = ₹2,500 | Gift vouchers |
🏷️ Best For
lifestylediningshoppingentertainment