✓ Data refreshed weekly✓ Issuer-verified fields
)))

•••• •••• •••• ••••

Axis Bank

Axis Bank Neo

VisaMidPoints
Apply Now

Annual Fee

₹250

Reward Type

Points

Forex

3.5%

Lounge

4 dom · 0 intl

Full Spec Sheet

Normalized · Verified

Fees

Joining Fee₹250
Annual Fee₹250(waived ≥ ₹50,000)
Min Monthly Income₹25,000

Rewards

Reward TypePoints
Base Rate0.67%
Point Value₹0.33/point

Category Multipliers

shopping online5%

Travel & Global

Forex Markup3.5%
Domestic Lounge4 visits/yr
Intl. LoungeNone
Lounge NetworkVisa

India-Specific

Fuel Surcharge✓ 1% waiver

Similar Cards

IDFC FIRST Millennia (100%) →IndusInd Tiger (100%) →Amex MRCC (99%) →IDFC FIRST Select (98%) →HDFC Regalia Gold (97%) →

💡 Fee Waiver Strategy

Spend ₹50K/year to waive ₹250 fee.

⚖️ Breakeven Analysis

To recover the ₹250 annual fee at the base reward rate of 0.67%, you need to spend ₹37,314 annually.

🎯 Pro Tips

  • ▸Easy waiver at just ₹50K annual spend
  • ▸4 domestic lounge visits/year
  • ▸Good stepping stone to Axis Privilege

🏷️ Best For

shoppinglifestyle