○ Data not yet verified
💰
Annual Fee
₹250
🎁
Reward Type
Points
🌍
Forex
3.5%
✈️
Lounge
4 dom · 0 intl
Full Spec Sheet
Multi-source VerifiedFees
Joining Fee₹250
Annual Fee₹250(waived ≥ ₹50,000)
Min Monthly Income₹25,000
Rewards
Reward TypePoints
Base Rate0.67%
Point Value₹0.33/point
Category Multipliers
shopping online5%
Travel & Global
Forex Markup3.5%
Domestic Lounge4 visits/yr
Intl. LoungeNone
Lounge NetworkVisa
India-Specific
Fuel Surcharge✓ 1% waiver
Similar Cards
💡 Fee Waiver Strategy
Spend ₹50K/year to waive ₹250 fee.
⚖️ Breakeven Analysis
To recover the ₹250 annual fee at the base reward rate of 0.67%, you need to spend ₹37,314 annually.
🎯 Pro Tips
- ▸Easy waiver at just ₹50K annual spend
- ▸4 domestic lounge visits/year
- ▸Good stepping stone to Axis Privilege
📊 Spend Profile Simulator
Spend Profile Simulator
Net Annual Value
+₹6,690
Effective Rate
0.6%
Ranked #101 of 173 cards#101
₹250 annual fee deducted from gross rewards value.
🏷️ Best For
shoppinglifestyle