✓ Data refreshed weekly✓ Issuer-verified fields
)))

•••• •••• •••• ••••

IDBI Bank

IDBI Bank Royale Signature

VisaMidPoints
Apply Now

Annual Fee

₹999

Reward Type

Points

Forex

3.5%

Lounge

4 dom · 0 intl

Full Spec Sheet

Normalized · Verified

Fees

Joining Fee₹999
Annual Fee₹999(waived ≥ ₹1,50,000)
Min Monthly Income₹30,000

Rewards

Reward TypePoints
Base Rate0.67%
Point Value₹0.25/point

Travel & Global

Forex Markup3.5%
Domestic Lounge4 visits/yr
Intl. LoungeNone
Lounge NetworkVisa

India-Specific

Fuel Surcharge✓ 1% waiver

Similar Cards

ICICI Sapphiro (97%) →ICICI Rubyx (97%) →Amex MRCC (97%) →Kotak Zen (97%) →Axis Bank Neo (97%) →

💡 Fee Waiver Strategy

Spend ₹1.5L/year to waive ₹999 fee.

⚖️ Breakeven Analysis

To recover the ₹999 annual fee at the base reward rate of 0.67%, you need to spend ₹1,49,105 annually.

🎯 Pro Tips

  • ▸4 domestic lounge visits/year
  • ▸Fuel surcharge waiver
  • ▸Available for IDBI Bank salary account holders

🏷️ Best For

lifestyle