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✓ Data refreshed weekly✓ Issuer-verified fields
💰
Annual Fee
Free
🎁
Reward Type
Points
🌍
Forex
1%
✈️
Lounge
0 dom · 0 intl
Full Spec Sheet
Normalized · VerifiedFees
Joining FeeFree
Annual FeeFree(waived ≥ ₹0)
Min Monthly Income₹25,000
Rewards
Reward TypePoints
Base Rate0.2%
Point Value₹0.1/point
Category Multipliers
top categories5%
Redemption Values
statement credit₹0.1/pt
Travel & Global
Forex Markup1%
Domestic LoungeNone
Intl. LoungeNone
India-Specific
Fuel Surcharge✓ 1% waiver
Similar Cards
💡 Fee Waiver Strategy
Always Lifetime Free.
✓ Lifetime Free Card
This card has no annual or renewal fee — ever. No spend targets needed.
🎯 Pro Tips
- ▸Good app experience, low forex markup.
- ▸Metal card for free — rare for entry-level.
- ▸5x on top spending categories, auto-detected.
🏷️ Best For
lifestyletravelfirst-card