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Kotak Mahindra Bank

Kotak Myntra

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Annual Fee

Free

Reward Type

Cashback

Forex

3.5%

Lounge

0 dom · 0 intl

Full Spec Sheet

Multi-source Verified

Fees

Joining FeeFree
Annual FeeFree
Min Monthly Income₹15,000

Rewards

Reward TypeCashback
Base Rate1%
Point Value₹1/point

Category Multipliers

myntra7.5%(cap ₹750)food delivery5%(cap ₹500)

Travel & Global

Forex Markup3.5%
Domestic LoungeNone
Intl. LoungeNone

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✓ Lifetime Free Card

This card has no annual or renewal fee - ever. No spend targets needed.

🎯 Pro Tips

  • ▸7.5% cashback on Myntra
  • ▸5% on Swiggy/Zomato
  • ▸LTF — great for fashion-first shoppers

📊 Spend Profile Simulator

Spend Profile Simulator

Net Annual Value

+₹12,000

Effective Rate

1.0%

Ranked #66 of 173 cards#66

🏷️ Best For

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