○ Data not yet verified
)))

•••• •••• •••• ••••

Kotak Mahindra Bank

Kotak Fortune Gold

VisaMidCashback
Apply Now
Report data issue →

Annual Fee

₹500

Reward Type

Cashback

Forex

2%

Lounge

2 dom · 0 intl

Full Spec Sheet

Multi-source Verified

Fees

Joining Fee₹500
Annual Fee₹500(waived ≥ ₹1,00,000)
Min Monthly Income₹35,000

Rewards

Reward TypeCashback
Base Rate1%
Point Value₹1/point

Travel & Global

Forex Markup2%
Domestic Lounge2 visits/yr
Intl. LoungeNone
Lounge NetworkVisa

Similar Cards

AU Altura (100%) →AU Altura Plus (100%) →HDFC Bharat Cashback (100%) →ICICI HPCL Super Saver (100%) →IDFC FIRST Power Plus (100%) →
⚠️ Last devaluation: December 2022

💡 Fee Waiver Strategy

Spend ₹1,00,000/year to waive fees.

⚖️ Breakeven Analysis

To recover the ₹500 annual fee at the base reward rate of 1%, you need to spend ₹50,000 annually.

🎯 Pro Tips

  • ▸Portal anchored. Awaiting detailed benefits.

📊 Spend Profile Simulator

Spend Profile Simulator

Net Annual Value

+₹11,500

Effective Rate

1.0%

Ranked #86 of 173 cards#86

₹500 annual fee deducted from gross rewards value.

🏷️ Best For

cashback