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IDFC FIRST Bank
IDFC FIRST Power Plus
VisaMidCashback
💰
Annual Fee
₹499
🎁
Reward Type
Cashback
🌍
Forex
2%
✈️
Lounge
4 dom · 2 intl
Full Spec Sheet
Multi-source VerifiedFees
Joining Fee₹499
Annual Fee₹499(waived ≥ ₹99,800)
Min Monthly Income₹1,00,000
Rewards
Reward TypeCashback
Base Rate1%
Point Value₹1/point
Travel & Global
Forex Markup2%
Domestic Lounge4 visits/yr
Intl. Lounge2 visits/yr
Lounge NetworkVisa
Similar Cards
💡 Fee Waiver Strategy
Spend ₹99,800/year to waive fees.
⚖️ Breakeven Analysis
To recover the ₹499 annual fee at the base reward rate of 1%, you need to spend ₹49,900 annually.
🎯 Pro Tips
- ▸Portal anchored. Awaiting detailed benefits.
📊 Spend Profile Simulator
Spend Profile Simulator
Net Annual Value
+₹11,501
Effective Rate
1.0%
Ranked #77 of 173 cards#77
₹499 annual fee deducted from gross rewards value.
🏷️ Best For
cashback