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ICICI Bank

ICICI Manchester United Platinum

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Annual Fee

₹499

Reward Type

Points

Forex

3.5%

Lounge

2 dom · 0 intl

Full Spec Sheet

Multi-source Verified

Fees

Joining Fee₹499
Annual Fee₹499(waived ≥ ₹1,00,000)
Min Monthly Income₹25,000

Rewards

Reward TypePoints
Base Rate0.67%
Point Value₹0.25/point

Travel & Global

Forex Markup3.5%
Domestic Lounge2 visits/yr
Intl. LoungeNone
Lounge NetworkVisa

India-Specific

Fuel Surcharge✓ 1% waiver

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💡 Fee Waiver Strategy

Spend ₹1L/year to waive ₹499 fee.

⚖️ Breakeven Analysis

To recover the ₹499 annual fee at the base reward rate of 0.67%, you need to spend ₹74,478 annually.

🎯 Pro Tips

  • ▸Official Manchester United branded card
  • ▸2 domestic lounge visits/year
  • ▸Exclusive MUFC merchandise discounts

📊 Spend Profile Simulator

Spend Profile Simulator

Net Annual Value

+₹1,511

Effective Rate

0.1%

Ranked #141 of 173 cards#141

₹499 annual fee deducted from gross rewards value.

🏷️ Best For

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