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Bajaj Finserv

Bajaj Finserv EMI Network Card

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Annual Fee

Free

Reward Type

Points

Forex

3.5%

Lounge

0 dom · 0 intl

Full Spec Sheet

Multi-source Verified

Fees

Joining FeeFree
Annual FeeFree
Min Monthly Income₹15,000

Rewards

Reward TypePoints
Base Rate0%
Point Value₹0/point

Travel & Global

Forex Markup3.5%
Domestic LoungeNone
Intl. LoungeNone

India-Specific

RuPay UPI✓ UPI cashback

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✓ Lifetime Free Card

This card has no annual or renewal fee - ever. No spend targets needed.

🎯 Pro Tips

  • ▸No-cost EMI on 1L+ partner stores/brands
  • ▸Pre-approved limit up to ₹4L
  • ▸Not a traditional credit card — best for EMI purchases

📊 Spend Profile Simulator

Spend Profile Simulator

Net Annual Value

+₹0

Effective Rate

0.0%

Ranked #160 of 173 cards#160

🏷️ Best For

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