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Axis Bank

Axis Play Credit Card

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Annual Fee

₹500

Reward Type

Cashback

Forex

3.5%

Lounge

0 dom · 0 intl

Full Spec Sheet

Multi-source Verified

Fees

Joining Fee₹500
Annual Fee₹500(waived ≥ ₹70,000)
Min Monthly Income₹20,000

Rewards

Reward TypeCashback
Base Rate1.5%
Point Value₹1/point

Category Multipliers

gaming20%(cap ₹200)dining5%

Travel & Global

Forex Markup3.5%
Domestic LoungeNone
Intl. LoungeNone

Similar Cards

Amex SmartEarn (90%) →RBL Fun+ (84%) →SC Nite Credit Card (83%) →Swiggy HDFC Bank (80%) →Axis Bank SELECT (79%) →

💡 Fee Waiver Strategy

Spend ₹70,000/year to waive the annual fee.

⚖️ Breakeven Analysis

To recover the ₹500 annual fee at the base reward rate of 1.5%, you need to spend ₹33,334 annually.

🎯 Pro Tips

  • ▸20% cashback on gaming platforms — Google Play, Steam, Xbox, PlayStation (₹200 cap/month = ₹2,400/year).
  • ▸5% cashback on dining and entertainment including PVR, BookMyShow.
  • ▸Targeted at millennials and Gen-Z gamers — India's first gaming-focused card.
  • ▸Welcome ₹1,000 vouchers on spending ₹2,000 within 30 days.

📊 Spend Profile Simulator

Spend Profile Simulator

Net Annual Value

+₹28,000

Effective Rate

2.3%

Ranked #14 of 173 cards⭐ Top 30

₹500 annual fee deducted from gross rewards value.

🏷️ Best For

entertainmentdiningshoppingfirst-card