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✓ Data refreshed weekly✓ Issuer-verified fields
💰
Annual Fee
₹500
🎁
Reward Type
Cashback
🌍
Forex
3.5%
✈️
Lounge
4 dom · 0 intl
Full Spec Sheet
Normalized · VerifiedFees
Joining Fee₹500
Annual Fee₹500(waived ≥ ₹2,00,000)
Min Monthly Income₹25,000
Rewards
Reward TypeCashback
Base Rate1%
Point Value₹1/point
Category Multipliers
airtel bills25%(cap ₹300)utility bills10%(cap ₹300)zomato swiggy10%(cap ₹500)
Redemption Values
statement credit₹1/pt
Travel & Global
Forex Markup3.5%
Domestic Lounge4 visits/yr
Intl. LoungeNone
Lounge NetworkDreamfolks
Lounge Spend Req.₹50,000 Quarterly
India-Specific
Fuel Surcharge✓ 1% waiver
⚖️ Breakeven Analysis
To recover the ₹500 annual fee at the base reward rate of 1%, you need to spend ₹50,000 annually.
🎯 Pro Tips
- ▸Highest return for Airtel users (25%).
- ▸Great for Swiggy/Zomato (10%).
🏷️ Best For
utilitiescashbacklifestyle