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IDFC FIRST Bank

IDFC FIRST Select

VisaMidPoints
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Annual Fee

Free

Reward Type

Points

Forex

1.99%

Lounge

4 dom · 0 intl

Full Spec Sheet

Normalized · Verified

Fees

Joining FeeFree
Annual FeeFree(waived ≥ ₹0)
Min Monthly Income₹1,00,000

Rewards

Reward TypePoints
Base Rate1%
Point Value₹0.25/point

Category Multipliers

above 25k10%

Redemption Values

statement credit₹0.25/pt

Travel & Global

Forex Markup1.99%
Domestic Lounge4 visits/yr
Intl. LoungeNone
Lounge NetworkDreamfolks
Lounge Spend Req.₹20,000 Quarterly

Lounge Details

Spend ₹20K in previous quarter for domestic lounge access.

India-Specific

Fuel Surcharge✓ 1% waiver

Similar Cards

Axis Bank Neo (98%) →IDFC FIRST Millennia (98%) →IndusInd Tiger (97%) →Amex MRCC (96%) →HDFC Regalia Gold (95%) →

💡 Fee Waiver Strategy

Always Lifetime Free.

✓ Lifetime Free Card

This card has no annual or renewal fee - ever. No spend targets needed.

🎯 Pro Tips

  • ▸BOGO movie offer up to ₹250.

🏷️ Best For

lifestyleshopping