← Back to all cards
✓ Data refreshed weekly✓ Issuer-verified fields
)))

•••• •••• •••• ••••

Standard Chartered

SC Ultimate

MastercardSuper-PremiumPoints
Apply Now

Annual Fee

₹5,000

Reward Type

Points

Forex

2%

Lounge

4 dom · 1 intl

Full Spec Sheet

Normalized · Verified

Fees

Joining Fee₹5,000
Annual Fee₹5,000
Min Monthly Income₹2,00,000

Rewards

Reward TypePoints
Base Rate3.33%
Point Value₹1/point

Redemption Values

vouchers₹1/pt

Travel & Global

Forex Markup2%
Domestic Lounge4 visits/yr
Intl. Lounge1 visits/yr
Lounge NetworkDreamfolks

India-Specific

Fuel Surcharge✓ 1% waiver

⚖️ Breakeven Analysis

To recover the ₹5,000 annual fee at the base reward rate of 3.33%, you need to spend ₹1,50,151 annually.

🎯 Pro Tips

  • ▸Highest flat reward rate (3.3%) across all categories including wallet loads.

🏷️ Best For

premiumcashback