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SBI

SBI BPCL Octane Credit Card

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Annual Fee

₹1,499

Reward Type

Cashback

Forex

0%

Lounge

∞ dom · 0 intl

Full Spec Sheet

Multi-source Verified

Fees

Joining Fee₹1,499
Annual Fee₹1,499

Rewards

Reward TypeCashback
Base Rate1.5%
Point Value₹1/point

Category Multipliers

bpcl fuel6.25%

Redemption Values

fuel points₹0.25/pt

Travel & Global

Forex Markup0% - Zero Forex ✓
Domestic LoungeUnlimited ✓
Intl. LoungeNone
Lounge NetworkVisa

India-Specific

Fuel Surcharge✓ 1% waiver

Similar Cards

BOB Eterna Credit Card (96%) →IDFC First Private Credit Card (93%) →AU Altura Plus (92%) →HDFC Bharat Cashback (92%) →ICICI HPCL Super Saver (92%) →

💡 Fee Waiver Strategy

Spend ₹1,00,000 annually to waive the annual fee.

⚖️ Breakeven Analysis

To recover the ₹1,499 annual fee at the base reward rate of 1.5%, you need to spend ₹99,934 annually.

🎯 Pro Tips

  • ▸Maximize fuel rewards by using the card at BPCL outlets.
  • ▸Earn cashback on all other spends.
  • ▸Use for online shopping to earn additional rewards.

📊 Spend Profile Simulator

Spend Profile Simulator

Net Annual Value

+₹19,351

Effective Rate

1.6%

Ranked #28 of 173 cards⭐ Top 30

₹1,499 annual fee deducted from gross rewards value.

🏷️ Best For

fuelcashback