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SBI Card

SBI BPCL Octane

VisaMidPoints
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Annual Fee

₹1,499

Reward Type

Points

Forex

3.5%

Lounge

4 dom · 0 intl

Full Spec Sheet

Normalized · Verified

Fees

Joining Fee₹1,499
Annual Fee₹1,499(waived ≥ ₹2,00,000)
Min Monthly Income₹30,000

Rewards

Reward TypePoints
Base Rate0.25%
Point Value₹0.25/point

Category Multipliers

bpcl fuel6.25%

Redemption Values

fuel points₹0.25/pt

Travel & Global

Forex Markup3.5%
Domestic Lounge4 visits/yr
Intl. LoungeNone
Lounge NetworkVisa

India-Specific

Fuel Surcharge✓ 1% waiver

⚖️ Breakeven Analysis

To recover the ₹1,499 annual fee at the base reward rate of 0.25%, you need to spend ₹5,99,600 annually.

🎯 Pro Tips

  • ▸Must-have for heavy vehicle users filling at BPCL.
  • ▸7.25% value back on fuel.

🏷️ Best For

fuelutilities