○ Data not yet verified
💰
Annual Fee
₹500
🎁
Reward Type
Cashback
🌍
Forex
3.5%
✈️
Lounge
0 dom · 0 intl
Full Spec Sheet
Multi-source VerifiedFees
Joining Fee₹500
Annual Fee₹500(waived ≥ ₹1,00,000)
Min Monthly Income₹20,000
Rewards
Reward TypeCashback
Base Rate1%
Point Value₹1/point
Category Multipliers
amazon5%(cap ₹500)flipkart5%(cap ₹500)online shopping2%
Redemption Values
statement credit₹1/pt
Travel & Global
Forex Markup3.5%
Domestic LoungeNone
Intl. LoungeNone
India-Specific
Fuel Surcharge✓ 1% waiver
Similar Cards
💡 Fee Waiver Strategy
Spend ₹1L to waive fee.
⚖️ Breakeven Analysis
To recover the ₹500 annual fee at the base reward rate of 1%, you need to spend ₹50,000 annually.
🎯 Pro Tips
- ▸5% cashback on Amazon & Flipkart
- ▸Good secondary card for online shoppers
📊 Spend Profile Simulator
Spend Profile Simulator
Net Annual Value
+₹14,500
Effective Rate
1.2%
Ranked #48 of 173 cards#48
₹500 annual fee deducted from gross rewards value.
🏷️ Best For
shoppingcashback