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RBL Bank
RBL Platinum Maxima Credit Card
MastercardMidPoints
💰
Annual Fee
₹2,000
🎁
Reward Type
Points
🌍
Forex
3.5%
✈️
Lounge
2 dom · 0 intl
Full Spec Sheet
Multi-source VerifiedFees
Joining Fee₹2,000
Annual Fee₹2,000(waived ≥ ₹2,00,000)
Min Monthly Income₹30,000
Rewards
Reward TypePoints
Base Rate2%
Point Value₹0.35/point
Category Multipliers
international10%
Travel & Global
Forex Markup3.5%
Domestic Lounge2 visits/yr
Intl. LoungeNone
Lounge NetworkDreamFolks
India-Specific
Fuel Surcharge✓ 1% waiver
Similar Cards
💡 Fee Waiver Strategy
Spend ₹2L/year to waive the annual renewal fee.
⚖️ Breakeven Analysis
To recover the ₹2,000 annual fee at the base reward rate of 2%, you need to spend ₹1,00,000 annually.
🎯 Pro Tips
- ▸10x RP on dining, movies, grocery, and international — very strong multiplers for the fee.
- ▸Welcome bonus: 10,000 RP on first spend of ₹500 within 30 days.
- ▸2-for-1 movie tickets via BookMyShow (2 times/month).
- ▸At ₹2L spend/year the fee is waived and you earn ~₹5,250 in rewards.
📊 Spend Profile Simulator
Spend Profile Simulator
Net Annual Value
+₹6,400
Effective Rate
0.5%
Ranked #102 of 173 cards#102
₹2,000 annual fee deducted from gross rewards value.
🏷️ Best For
lifestylediningshopping