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Kotak Mahindra Bank

Kotak Mojo Platinum Credit Card

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Annual Fee

Free

Reward Type

Points

Forex

3.5%

Lounge

0 dom · 0 intl

Full Spec Sheet

Multi-source Verified

Fees

Joining FeeFree
Annual FeeFree
Min Monthly Income₹25,000

Rewards

Reward TypePoints
Base Rate2.5%
Point Value₹0.25/point

Travel & Global

Forex Markup3.5%
Domestic LoungeNone
Intl. LoungeNone

India-Specific

Fuel Surcharge✓ 1% waiver

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✓ Lifetime Free Card

This card has no annual or renewal fee - ever. No spend targets needed.

🎯 Pro Tips

  • ▸LTF — no annual fee permanently.
  • ▸2.5 Mojo Points per ₹100 online spend, 1.5 offline (worth ₹0.25 each).
  • ▸Bonus 1,000 Mojo Points on spending ₹15,000 in a month.
  • ▸Fuel surcharge waiver up to ₹3,500/year.
  • ▸Good everyday LTF card to keep in your wallet for online shopping.

📊 Spend Profile Simulator

Spend Profile Simulator

Net Annual Value

+₹7,500

Effective Rate

0.6%

Ranked #97 of 173 cards#97

🏷️ Best For

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