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IndusInd Bank

IndusInd Iconia Amex

American ExpressPremiumPoints
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Annual Fee

₹2,500

Reward Type

Points

Forex

3.5%

Lounge

8 dom · 4 intl

Full Spec Sheet

Normalized · Verified

Fees

Joining Fee₹2,500
Annual Fee₹2,500(waived ≥ ₹2,00,000)
Min Monthly Income₹50,000

Rewards

Reward TypePoints
Base Rate1.5%
Point Value₹0.5/point

Category Multipliers

weekend dining5%

Travel & Global

Forex Markup3.5%
Domestic Lounge8 visits/yr
Intl. Lounge4 visits/yr
Lounge NetworkPriority Pass

India-Specific

Fuel Surcharge✓ 1% waiver

Similar Cards

HDFC Diners Club Privilege (98%) →SBI Card Signature (98%) →HDFC Diners Club Black (97%) →Axis Magnus (97%) →ICICI Emeralde Private (97%) →

💡 Fee Waiver Strategy

Spend ₹2L/year to waive ₹2,500 fee.

⚖️ Breakeven Analysis

To recover the ₹2,500 annual fee at the base reward rate of 1.5%, you need to spend ₹1,66,667 annually.

🎯 Pro Tips

  • ▸5X on weekend dining
  • ▸1.5% base — among the highest in this tier
  • ▸8 domestic + 4 intl lounges

🏷️ Best For

dininglifestylepremium